savings and loans

He’d been called many things over the course of his life and career, as head officer of the only savings and loans in a struggling town it was an expected part of his job: miser, jerk, scrooge, and pompous mean-spirited banker man.

He actually kind of liked that last one, and always smiled his secret smile when he heard it.

One day, while covering an early shift for one of his tellers, a sweet little child approached his window.  She was darling, with her red hair pulled into pig tails, dimples, freckles, and sparkling green eyes.  Her smile was radiant as she bounded and skipped through the building to reach his station.

He’d expected her to make a deposit or perhaps even pull some money out of a savings account and was fully prepared to assist her with the transaction.  However, she was there to talk business.  She needed a personal loan to start a lemonade stand on her corner.  She presented evidence of foot traffic, and plans for materials to build the stand and buy supplies.  She argued the economics behind sales and demand, and would have convinced him to give her a loan if she had been older.

As it was though, it was policy to not loan money to people under eighteen.  When he asked how old she was, she responded proudly, dimples showing, freckled face on fire, “I’m thirteen!”  He tried to let her down easy, apologetic even, as he was genuinely sorry that he couldn’t loan her the money.

Crestfallen, she turned and walked away.  The skip and bounce were notably missing.  He’d never been more surprised in his life, when she turned as she reached the door and said, “Tight-ass,” before disappearing outside.  Policy was policy though, and he never regretted the decision even though her words stayed with him for the rest of his life.


Word Count: 312

This silly hop, skip and step into the vulgar was prompted by the Trifecta Writing Challenge:


1. (noun): any of several hardy gregarious African or Asian perissodactyl mammals (genus Equus) smaller than the horse and having long ears; especially : an African mammal (E. asinus) that is the ancestor of the donkey2.  (noun):
a. often vulgar : buttocks —often used in emphatic reference to a specific person <get your ass over here> <saved my ass>
b. often vulgar : anus

3. (adverb/adjective) often vulgar—often used as a postpositive intensive especially with words of derogatory implication <fancy-ass>

Don’t worry about the big, three-dollar-word language of ‘postpositive intensive’.  Basically, we are asking for something similar to the example.  Think: pansy-ass, fancy-ass, smart-ass, dumb-ass.  This week, your prompt word may be used, as in the above examples, as a suffix.  We aren’t hung up on the ‘postpositive’ aspect of this definition, and you don’t need to be either.  (Though it’s really not difficult to figure out.)Remember:

  • Your response must be between 33 and 333 words.
  • You must use the 3rd definition of the given word in your post.
  • The word itself needs to be included in your response.
  • You may not use a variation of the word; it needs to be exactly as stated above.
  • Only one entry per writer.
  • If your post doesn’t meet our requirements, please leave your link in the comments section, not in the linkz.
  • Trifecta is open to everyone. Please join us.

40 thoughts on “savings and loans

  1. Tight-ass…best use of the word. I loved seeing her see him for what he was (even if he was secretly happy about his reputation)


  2. Sometimes, the “rights” are wasted on the adults, as children are so dynamic and motivated:)
    “Tight-Ass”- from the mouths of babes!
    Such a beautiful twist and lovely addition to The Matticus Kingdom:)

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